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Marathon Health Blog

The Quintessential Way to Keep Healthcare Costs Low

There’s a simple formula employers and consultants should remember when they’re devising ways to keep healthcare costs low: excess costs follow excess risks.

Including High Costs, Health Care Can Sway Employee Satisfaction

On-site health centers are quickly becoming the solution that many insurance brokers are turning to in order to help their clients increase the productivity, health, and retention of their employees, while at the same time reducing healthcare claims and direct costs.

Brokers play an important role in the process of on-site health center adoption. They are often the catalyst for adoption as they understand how the benefit plan structure and the on-site health center can work together to drive engagement and results (reduced cost of healthcare) for the employer. Onsite health services increase access to care, provide high quality care, and improve the benefits mix offered to the employees, all while helping the employer’s bottom line. Using this approach, for example, the Lexington-Fayette Urban County Government saved $24 million by adding this benefit for city and county employees.

Weighing the Cost of Health Care & Value-Based Choices

As individuals increasingly share the cost of health care they receive, consumerism in healthcare is on the rise. No longer are patients willing to wait for bills to arrive in the mail to find out what their financial responsibility is for an office visit or medical procedure—they are seeking upfront pricing and greater control over their out-of-pocket costs.

Where is the information to help them get the best value when they need to see a doctor? The first step in becoming an informed healthcare consumer is planning ahead. When patients understand their benefit plan, payment responsibilities, and the healthcare options available to them at work and in their community, they are well on their way to being a savvy decision-maker and proactive manager of their health.